Feel Free Read Financial Budgeting: Managing everyday finances for financial independence DOC
The core reason that most of us wake up every morning despite the cold, lack of motivation, an annoying boss and a job you dislike is because we want to make some money. Almost everything in this world revolves around money; from the houses that we live in, the food that we eat to the clothes we wear, the TV shows we watch and literally, anything else you can imagine. There is always money involved whether we want to admit it or not. And if you are interested in the extras that make your life more interesting, the harder you have to work. However, making money is one thing and managing the money that you already have a completely different thing. Many of us spend our money every month as if we really never spend all those hours trying to make it. How many times do you find yourself broke before payday and you are forced to borrow money or apply for a salary advance just to make ends meet? Do you think you can have anything left for yourself when retirement years come knocking? What would happen if you could no longer work or work was unavailable for about six months? Well, for many of us, we would be kicked out of the houses we live in after just a month. We don’t have emergency kitties, savings and anything we can lean on incase of a rainy day; the best we do is to contribute to our 401k plan. The truth is that this is bound to come with many forms of stress and worry. Well, although this is good, there is a lot more you can do. The only way you can do that is to know how to budget. In this book, we will learn everything there is about budgeting just to help you manage your money well and allocate it among the many competing uses. After reading this book, you will be better equipped to distribute your money among competing uses, save and invest just to watch your money grow. At the end of it all, you want to live a happy and fulfilling life free from the uncertainties of living paycheck to paycheck.
